Homeowners Insurance

At Florida West Insurance we will find the best package for your insurance needs whether you are living in the home, the home is a rental, or the home is under construction.

Your home has a 26% chance of being damaged by a flood over 30 years compared to 9% chance of fire.

Ways to Save Money on Your Homeowenrs Insurance:

• Proof of updates to electrical, roof, plumbing and heating.
• Higher hurricane deductibles—choose 2%, 5% or even 10% to reduce rates
• Wind Mitigation Forms
• Hurricane Shutters
• Burglar alarms (monitored)
• Gated Community
• Fire Sprinkler Systems (Condo owners)

Homeowners Insurance and What it Covers:

• The cost of rebuilding your home in the event of a loss such as theft, fire or hurricane.
• Contents of your home such as clothing, furniture, electronics, etc.
• Living expenses if you are unable to live in the home during repairs.
• Medical expenses if someone is injured, even if they are not a resident.
• Legal defense for court and damages.